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Second, in a dealer market, most of the buying and selling is done by the dealer. The primary purpose of an auction market, on the other hand, is to match those who wish to sell with those who wish to buy. Dealers play a limited role. Trading in Corporate Securities The equity shares of most of the large firms in the United States trade in organized auction markets. The largest such market is the New York Stock Exchange 22 Auditing and Finance Management (NYSE), which accounts for more than 85 percent of all the shares traded in auction markets.

Zaman, Hassan (1998). "Can mis-targeting by justified? Insights from BRAe's micro-credit programme", IDS Bulletin 29 (4), October. 3 Auditing for Social Change in the Context of the Millennium Development Goals Not too long ago, public demands for accountability and transparency in gover-nance were given less priority. The end of the cold war era, rising democratization of countries and emergence of strong civil societies and open media are creating new and more radical demands of transparency and accountability in the public sector.

The bank had started as a government-owned rural development bank in 1968, charged with helping to spur agricultural production. To help both borrowers and depositors, the government mandated that borrowers pay interest rates of 12% while depositors received 15% under the national savings program Tabungan Nasional Financial Poverty in India 33 (TABANAS). The intentions were good but the negative interest rate spread was untenable, and by the late 1970s the bank was suffering huge operating losses.

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