Download e-book for kindle: The Complete Retirement Survival Guide: Everything You Need by Peter J. Strauss

By Peter J. Strauss

A transparent and authoritative consultant to lifestyles making plans, monetary innovations, and felony safety for individuals dealing with retirement, the whole Retirement Survival consultant, moment variation is a completely up to date version of the preferred The Elder legislations Handbook—written particularly for these over age fifty five, for somebody with a father or mother over age fifty five, in addition to for individuals with disabilities or relatives with disabilities. very important concerns coated contain making plans for well-being care wishes; coping with and buying scientific and long term care; existence making plans for people and their households; taxes; operating and retirement; assembly housing wishes; and getting aid. This integral number of evidence and recommendation presents the required origin for making sure that the standard of lifestyles and autonomy of older humans and other people with disabilities are maintained whereas their independence and their assets are protecteced. absolutely up to date assurance contains: --Changes in Medicare, Medicaid, wellbeing and fitness and long term care coverage, domestic care, HMOs and controlled care, and financing recommendations for long term care --Living wills, powers of lawyer, and ache administration --New property and reward tax legislation, retirement plan ideas, and Social safeguard ideas --Supplemental wishes trusts for individuals with disabilities --Developments within the assisted dwelling and senior housing undefined.

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Additional resources for The Complete Retirement Survival Guide: Everything You Need to Know to Safeguard Your Money, Your Health, and Your Independence

Sample text

My doctor is pressuring me to sign a consent form. What are my options? If no medical emergency exists, get a second opinion. This is always your right. Your consent must be voluntary, without any coercion. Most insurance companies will back you up on this. Ask to talk with the hospital’s patient advocate, who will explain your rights to you. Ask for time to think about it. And remember you can always alter the form, deleting or editing the words that make you feel uncomfortable. The most important step to take with a consent form, as with any other paper you may be asked to sign, is: Read it before you sign.

This emergency authority is sometimes abused in institutional settings to give unwanted medication. Problems also arise in emergency situations when elderly people are given treatment by doctors and other personnel without knowledge of or in disregard of contrary prior instructions. In cases where the patient is unable to give consent due to incapacity, doctors may sometimes proceed with consent from a designated health care agent or family members (substituted consent). Many adults with mental illness receive drug treatments with the consent of relatives or friends.

This is especially important for those going to rehabilitation services. Many hospitals offer special programs for senior citizens. What information is available? Hospitals are evaluated and accredited by the Joint Commission on Accreditation of Healthcare Organiza- Doctors and Hospitals 11 tions, which accredits four out of every five of the nation’s hospitals. Accreditation is dependent on inspection every three years, based on a variety of measures. The Centers for Medicare and Medicaid Services (CMS), which certifies facilities for federal reimbursement purposes, publishes quality-of-care data for Medicare patients.

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